Small Savings Schemes Interest Rates
PPF, SSY, SCSS, Post Office FD, RD, NSC, KVP, POMIS - July 2025
Public Provident Fund (PPF)
Long-term savings scheme with tax benefits under Section 80C. Minimum investment ₹500/year, maximum ₹1.5 lakh/year.
Sukanya Samriddhi Yojana (SSY)
Savings scheme for girl child with tax benefits. Account can be opened for girl child below 10 years.
Senior Citizen Savings Scheme (SCSS)
Scheme for senior citizens (60+ years) offering regular income. Minimum deposit ₹1,000, maximum ₹30 lakh.
Post Office FD
Fixed deposit scheme with guaranteed returns. Available in 1,2,3,5 year tenures.
Post Office RD
Recurring deposit with monthly investments. Minimum ₹100/month, maximum no limit.
National Savings Certificate (NSC)
Fixed income investment scheme with 5-year maturity. Tax benefits under Section 80C.
Disclaimer: The calculations provided by this tool are for illustrative purposes only. Actual returns may vary based on government regulations and changes in interest rates. Consult with a financial advisor before making investment decisions. Rates shown are as of July 2025.